Break or Build

The Journey to Financial Empowerment.

1
Policy Details
2
Cover Details
3
Result

Number of Premium Paid

15

Net Surreneder value

4,99,000

Total Paid

3,00,000

Current date

03/04/2025

Liability

-2,99,980

Vesting Period

21

Apx Maturity Value

21

If Future Premiums Are Redirected to Alternative Investments

Amt Investment

20,000

Year

21

Total Investment

4,20,000

FV @%

1,830,052

Total Value

7,221,171.96

FinArray Remark

7,221,171.96

If the Net Surrender Value is Reinvested at % Until Maturity

Rate

12 %

FV

5,391,120.28

Imagine standing at a crossroads in your financial journey, faced with a question:“Should I continue on my current path or explore a new route that could lead to even greater rewards?” This is a decision many of us face when managing long-term investments like insurance policies.

Let’s paint a picture. You made a thoughtful choice years ago to secure your future by starting an investment through a guaranteed plan. Over the years, you’ve diligently contributed, trusting the process and believing in the power of compounding and commitment. But now, as time passes and financial landscapes evolve, it’s natural to wonder:

  • Am I on the best path forward?

  • Could I unlock better opportunities with the resources I’ve built so far?

  • What does staying the course mean for my financial future?

A Tool to Explore Possibilities

Our calculator isn't just a tool—it’s your guide at this important juncture. It doesn’t just crunch numbers; it tells a story of possibilities. Here's what it helps you do:

Evaluate where you stand today

Evaluate where you stand today

Understanding the value of what you’ve built so far is empowering. You’ll know the worth of your policy, its benefits, and the potential you’ve unlocked through your efforts.

Explore alternative pathways

Explore alternative pathways

What if you reinvest the value of your surrender? Could it grow faster in another vehicle? What if you redirect your future premiums to something new? The calculator helps you visualize these "what-ifs."

Make an informed choice

Make an informed choice

Whether to stay or surrender isn’t about numbers alone—it’s about aligning with your goals. The tool helps you weigh the emotional and financial value of both options, giving you clarity.

So, go ahead—embrace this moment to pause, reflect, and decide. After all, your financial story is yours to write.

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