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Loan Against Securities
FinArray Wealth Pvt. Ltd. provides Quick Secured Financing with a generous limit of up to Rs. 100 crores.You can easily obtain a loan by pledging your Securities, mutual funds, insurance policies, bonds, stocks, and shares (including equity shares and demat shares).This versatile loan option is designed to meet all your financial requirements, whether it’s for personal or business purposes.With FinArray Wealth’s Quick Secured Financing, you can leverage your valuable assets to access substantial funds swiftly and conveniently.
Loans against securities or mutual funds typically come with lower interest rates compared to traditional unsecured loans. Since the loan is secured by the value of the underlying securities or mutual fund units, lenders are more willing to offer favorable interest rates.
The process of obtaining a loan against securities or mutual funds is generally quicker and more streamlined than applying for other types of loans. Lenders can quickly assess the value of the securities or mutual funds and approve the loan, resulting in faster disbursal of funds.
When you take a loan against securities or mutual funds, you retain ownership of your investments. There's no requirement to sell or liquidate your holdings, allowing you to continue benefiting from any potential future appreciation in their value.
The loan amount can be utilized for various purposes, such as meeting personal financial needs, funding education expenses, managing medical emergencies, starting a business, or making investments in other areas. The utilization of funds is not restricted, providing you with the freedom to address your specific financial requirements.
Loan against securities or mutual funds is a secured loan, which means it's not primarily dependent on your credit score. Lenders focus more on the value of the underlying securities or mutual funds, making this type of loan accessible even if you have a less-than-perfect credit history.
In some cases, the interest paid on a loan against securities or mutual funds may be tax-deductible. However, the availability of tax benefits depends on the jurisdiction and specific regulations. It's advisable to consult with a tax professional to understand the potential tax advantages associated with such loans.